Tag Archive | "tips"

The Three-Ring Circus: 5 Tips for Single Moms Who Work

The Three-Ring Circus: 5 Tips for Single Moms Who Work

If you’re a single mom who works, you probably don’t have a lot of time to read, so let’s get right to the point. In addition to your salaried work, you’re a chauffer, a nurse, a psychotherapist, and an educator. It’s as though you’re not only the ringleader of your family, but you’re also the master juggler (of schedules), the tightrope walker (of finances), the lion tamer (of behavior), and the trapeze artist (as you swing from home to work and back again). Here are five tips to help you keep your sanity when the circus takes up permanent residence in your household.

1. Pick Your Battles

As a 49-year-old single mom of a sixth grader, I’m just plain tired. It’s taken me years to get over my perfectionism and realize that I have to choose my battles, both in my work and on the home front. I no longer write long missives pointing out why I was right and my co-worker was wrong. In the long run, it doesn’t really matter. The earth won’t stop revolving on its axis because my son wants to grow his hair past his shoulders. I’m just thankful that he’s not trying for to break the Guinness record for the longest Mohawk. I’ve learned the hard way that it’s best not to sweat the small stuff…and most of it is small stuff.

2. Set Your Boundaries

Picking your battles doesn’t mean you shouldn’t set boundaries at work and at home. I tend to be a workaholic, so this one has been tough for me. But I’ve learned to say “no” when necessary, and to set firm but fair ground rules with my son. He knows what I expect, he has his routine, he understands his responsibilities, and he comes through almost all of the time. At first, it’s hard to stand your ground and be the enforcer, but kids will start toeing the line and life will get much easier.

3. Use Promises Sparingly

When you’re a single mom, life happens. Even the best laid plans can easily go awry, and promises made are often broken. Better than anyone else, you know that kids need stability and they need to know that they can count on you. I’ve learned to only make promises that I know with certainty that I can keep. When my son asks if we can go to a movie on Thursday night, I may tell him that I can’t promise it will be Thursday, but that we’ll go by the end of the weekend. If Sunday rolls around and we haven’t gone, I grab my purse and we head out the door – even if there are a dozen other things I’d rather be doing.

4. Try for Balance

As a single mother, it’s hard to achieve balance. Everyone and everything has needs – your kids, your kids’ school, your boss, your clients, your home, your car, your pets, and so on. Sometimes it feels like I’m trying to hold a dozen ping-pong balls underwater, but inevitably one pops up. I’ve worked with my son to make what we call our “conscious living” list. We have a master list of fun things we want to do, projects around the house, and assorted tasks and chores. We sit down once a week and choose a couple of fun things (like playing cards or baking cookies) and a couple of projects (like cleaning behind the refrigerator or hacking at the weeds in the yard). I’ve found that setting an intention to do something helps me find the time to do it. At the end of the week, I’m often pleasantly surprised to discover that I’ve managed to spend time with my son, run errands, and get chores done around the house.

5. Let Go of the Guilt

As single moms, guilt is our greatest enemy. It can be paralyzing, can distract us from our work, and can put distance between us and our children. Our lives may not have turned out the way we intended, but we have to let ourselves off the hook. We’re doing the best we can with the physical, emotional, and financial resources we have. As long as we love our children fiercely and without reservation, they’ll make it and we’ll make it. And, ultimately, we’ll be glad the circus came to town.

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Tips On How To Improve Your Golf Swing

Tips On How To Improve Your Golf Swing

So, you want to play golf like you have some knowledge and respect for the sport? First, you need to know the basics associated with the playing dynamics to showcase what type of knowledge you actually have about the sport. If that is not enough, try reviewing the article listed below to assist you.

Understanding that quality is more important than quantity when playing golf is essential. It is not how hard you hit the ball; but rather where the ball is hit on the club that is important. Try to establish proper mechanics if you desire to improve your game.

Show proper course etiquette by fixing the course if damaged during play. Correcting damage done to the course is a politeness that you should always follow. If you make an explosive shot, find and replace the divot. If you mess up a sandtrap, find the rake and smooth it back out. Leave the course the way you found it for the next player.

Do not chew gum while on the golf course. Not only does this look childish, but if anybody finds discarded gum on the course or clubhouse, you may be the first one to receive blame. This rule may vary greatly depending on the course you choose.

You must be sure to position your shoulders properly for your golf swing because the turn of your shoulder determines how well your hit plays out. Additionally, you should avoid raising or dipping your head while swinging. Your head should stay level to give you the greatest accuracy in your swing.

The next time you are stuck in the trees, take a moment to survey all options. While it is always exciting to find the most direct route to the green through the trees, this path is not always the safest. Prevent extra shots and increased frustration by seeking out the best way to get back into the fairway. It may cost you one extra stroke, but this is better than hacking away at three extra shots in the trees trying to go the hard way.

Watching the pros golf on TV is a great way to improve your game, but it’s even better if you’re there in person. You can walk alongside the pros and really get a feel for what they’re doing to hone in on their game so methodically. The live atmosphere is great for learning.

Consider planning a golfing holiday. By combining your annual vacation abroad with your favorite hobby, you are likely to have a very good time while away from home. When you play golf abroad, you will get to try out different golf courses and weather conditions. You could also play golf with some new people and pick up some new techniques.

These days, most golf courses will not allow shoes with metal spikes, so you have to have golf shoes with “softspikes” or spikeless golf shoes. Softspikes are generally easier to install and replace than old-fashioned metal spikes. There are two kinds: one type has a triangular joining that clicks into place. The other type screws into place. Generally speaking, the screw in type of softspike stays-in place better than the click-in type.

This article should have provided you with a proper foundation of what it takes to become a better golfer and what areas of the sport you can improve upon. Should any inquiries still remain, review the article again.

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Follow These Forex Tips And Watch Your Portfolio Grow.

Follow These Forex Tips And Watch Your Portfolio Grow.

With the recent economic uncertainty in today’s markets, more people are looking to trade forex as an alternative to the ups and downs of the stock market. However, there is a lot of information about forex, and it can be tough to sort through it all. This article contains tips and tricks to help you learn about forex.

When trading, make sure you are thinking in terms of probability, not certainty. This is a basic fundamental of trading. “Knowing you are right” when the chance of actually being successful are down will work against you because you had a slim chance to succeed. Making negative trades is all a part of the learning experience when it comes to trading.

Step away from your computer when you get the urge to act unnecessarily. Successful currency trading requires patience more than anything else. You must be patient enough to let your trade make the profit you seek without closing it out too early. At times when there aren’t great options available to you, you must avoid the impulse to make a trade unless you statistically stand a good chance of a return. At times like these it’s better not to make a trade at all.

Make sure that the computer you use for FOREX trading is protected from viruses and hacking. Get the latest virus and malware protection, so that no one will be able to hack into your trading accounts and bankrupt you, or steal your personal banking information, and literally, take every penny you have.

If you are just starting out in forex trading, it is important to set up your account with “stop orders”. These stop your trades at a point when you start losing significant amounts of money, in order to limit your losses. Limiting your losses is important to make sure that you don’t lose more money in investing than you actually have in the bank.

Like any other investment, you must know when to cut your losses in forex trading. Do not continue to pour money into an account that is clearly taking a tumble. This may seem like common sense advice, but currencies fluctuate so rapidly from day to day, and even from hour to hour, that if you see a clear downward pattern begin to emerge, there is no sense in sticking with it.

To make money off forex, you should start with small deposits. Once you start making gain, use your gains to invest. If you keep making deposits, you are risking your hard-earned money, and if you need to make frequent deposits, this means that forex might not be a good activity for you.

Don’t use your rent money to trade forex. The forex markets are ever-changing and not a good place to invest if you have no other money available. Save your rent money and only invest if you’ve got the extra cash to do so. Desperate trading will only cause you to lose money, anyway.

As this article previously discussed, forex is becoming increasingly popular as an investment vehicle. However, with such a wealth of information about forex available, it can be difficult to know where to start. Apply the advice in this article, and you will be on your way to understanding the intricacies of forex.

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Ultimate Tips And Advice About The Forex Market

Ultimate Tips And Advice About The Forex Market

Many people say that trading forex can be a very difficult endeavor, but that is only true if you don’t have the proper education or aren’t properly informed. Like anything, you need to know the right steps to trade forex in order to be successful. This article contains a number of tips that will help you on your way to trading forex.

Find out as much as you can about your forex broker. This point cannot be emphasized enough. Make sure they are regulated, and have been established in the trading business for several years. Their regulating agency should be named on their site, and can provide records showing if the broker is meeting their financial reserve requirements.

Entering the Forex market because it sounds exciting or trendy is absolutely the wrong reason for getting into it! Before you put any money down in a Forex trade, do your homework and plenty of it! Know what it is about, what all the rules are and what the risk to you personally is. It can be a great way to make money but if you are not going into it with your eyes wide open that may not be the actual outcome!

Pay attention to the a currency pair’s highs and lows over several periods of time, day, month, year and five years. Knowing the high and low of the currency pairs you trade enables you to avoid overly risky trades when the market is trading at a new high or new low.

Forex can be a high intensity trading environment. For this reason it is absolutely necessary to have a thorough plan before beginning active trading. If you find yourself making buy and sell decisions on the spur of the moment it is time to rethink your strategy. A good plan should keep these quick decisions to a minimum to prevent emotional mistakes.

Before you make your first trade, take a while and figure out your personal goals. Are you just looking to supplement your income, or do you want to make this a full-time career? Understanding where you want to go with Forex is the first step in any trading venture, because if you take the wrong approach, you could end up losing everything.

To stick to your trading strategy, eliminate emotions from the equation. It’s easy to get caught up in your investments, but no matter how you feel, you should follow the signals the market is giving you. If you don’t close out your position in time, it won’t take long for the market to turn against you.

Make sure that the computer you use for FOREX trading is protected from viruses and hacking. Get the latest virus and malware protection, so that no one will be able to hack into your trading accounts and bankrupt you, or steal your personal banking information, and literally, take every penny you have.

As was stated at the beginning of the article, trading forex can seem difficult and intimidating, but is much easier to do if you are equipped with the best knowledge and information. If you know the right steps to trade forex, it can be surprisingly easier than you think. Apply this article’s advice and be on your way to trading forex successfully.

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Try Out These Great Golf Tips Today! (3)

Try Out These Great Golf Tips Today!

While many people think of the sport of golf as a strictly European or American pastime, the game has actually been played all over the world for many centuries. Today, the game itself has changed very little, yet more and more people are discovering how challenging and rewarding it can be. These tips will help you to get a head start on the green.

A great golfing tip for beginners is to be aware of how you are hitting the ball. Your stance should vary depending on if you are swinging under the ball or on top of the ball. You should have your chin up if you are hitting under the ball. On the other hand, if you are hitting on top of the ball, you should slightly bend over more.

The next time you are stuck in the trees, take a moment to survey all options. While it is always exciting to find the most direct route to the green through the trees, this path is not always the safest. Prevent extra shots and increased frustration by seeking out the best way to get back into the fairway. It may cost you one extra stroke, but this is better than hacking away at three extra shots in the trees trying to go the hard way.

Balance is essential when it comes to the sport of golf. To begin, no matter what your swing is or what you are trying to do, maintain your balance as you make your attempts. Balance is a huge part of golf and goes hand in hand with the patience that is required.

Competition is great in golf; it sparks improvement. What’s even better than you competing against someone else is competing against yourself. You should always be looking to beat your previous best score. Every time you break your own record, your next goal should be to break the new one.

When you are aiming to drive your golf ball onto the green, aim for the hole, not the green. If you aim for the green, you are giving yourself too large a target, and you are likely to miss! If you aim for the hole, who knows, you might just make it, but even if you don’t you will probably get pretty close!

If you are trying to get more distance out of your shot you should point your toes out and widen your stance. Complete the back swing to put your club in the right position. Practicing these techniques will ensure that you will get more distance out of your golf shot.

You will never be able to progress as a golfer unless you’re willing to try to up your skill level; so always aim to progress your game. Try to move to more difficult courses or at least more difficult holes. In fact, you can make holes more difficult by setting different rules for your practice session, like turning a par-5 into a par-4.

Now that you have learned some of the most basic tips and tricks for the game of golf, you can impress your fellow golfers with an interesting fact or a piece of useful advice. Remember these useful hints the next time that you prepare to tee off or sink a difficult putt.

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Password Protection Tips for Online Shoppers

Password Protection Tips for Online Shoppers

Online shopping was once seen as quirky and impractical, but it has proven that not only is it a viable consumer option, it is also a mega pipeline for billion dollar businesses. In fact, many experts expect to see the growth of the online shopping industry increase in ways that will eventually make offline shopping somewhat obsolete. Already we see that during peak shopping months like December, online sales statistics sometimes top the revenue figures for brick and mortar stores.

And this phenomenon has not been ignored by the bad guys, particularly those who make their money by computer-aided theft, fraud, and hacking. If you are concerned about whether or not your online shopping transactions are safe and secure, you are in good company. Even the experts on the subject say that it is a matter of concern, and they advise ways to remain vigilant in protecting our critical personal data. By being aware of the potential for criminal exploitation of our online shopping experiences, we can defend ourselves against such things, and our stress and worry can be transformed into a healthy awareness of our modern need to take reasonable security precautions.

The biggest vulnerability of all is that we have special words and codes we use to identify ourselves, since we are not involved in old-fashioned face-to-face business transactions. That means that it is easy to pretend to be someone else, if we have someone else’s personal passwords. Just as covert operators like secret agents do during wartime, thieves can discover our secret passwords and then use them to cross over into territory where they can easily attack us and wreak havoc, plundering our well-guarded assets. The trick to outwitting these crooks is to have codes that are impossible – or next to impossible – to decipher.

Password protection is a serious business, and we should take it just as seriously as we do the practice of locking our doors at night or walking on well-lighted streets instead of darkened alleys. Experts recommend that we do not use passwords related to information that could be found out about us easily. For instance, your birthday, street address, and dog’s name are probably not well protected. Anyone with the determination to research those things could find out such personal info about you, and if you are using those dates or names for passwords, they can hack your accounts. It is better to use more obscure and random passwords that have no other relevance to your personal identity.

And when creating a password, use a random mix of both numbers and letters. Some computer programs used by culprits will automatically try all combinations of numbers, for instance, to find the one that opens your account. By tossing in a few random letters, you can scramble these attempts and thwart them. Another important piece of advice is to update your passwords regularly, by changing them to new ones. Don’t use the same password on more than one account, and change your passwords on a regular basis, at least a few times each year.

Once you’re sleeping peacefully in the knowledge that you have done everything possible to protect yourself online, you can shop the Internet with confidence and reassurance.

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Getting Personal Finance Tips Can Really Be Valuable

Getting Personal Finance Tips Can Really Be Valuable

One of the most difficult things a person can do is to get control over their personal finances. It is easy to feel overwhelmed with all the details and to become unorganized. If you desire to improve your personal finances, use the tips from this article to learn the best ways to make positive changes.

Regularly read the business section of the paper. This will constantly offer many valuable tips on saving money and getting your personal finances in order, It will also help you stay updated on markets and maybe even will help you decide when a good time to invest money in stocks would be.

Make note of free financial services whenever they are mentioned. Banks often tell their customers about free services they offer at the most inopportune times. The wise customer does not let these opportunities slip away. If a teller offers the customer free financial planning services when he or she is in a rush, for example, the customer can make note of the offer and come back to take advantage of it at a better time.

Protection from identity theft is something that you should insure yourself against, especially if you do a lot of work on your computer. Make sure that all of your information is password protected and that you have a solid anti-virus protection program. This will reduce hacking and protect your financial information.

It was once said that the only safe way to double one’s money is to fold it in half. This is basically telling you that there are no sure things out there, so in order to guard your finances, make sure you’re not playing wild and loose with any type of investment opportunities. Your money won’t double, but it could definitely disappear.

Take a snapshot of your spending habits. Keep a journal of absolutely everything that you purchase for at least a month. Every dime must be accounted for in the journal in order to be able to truly see where your money is going. After the month is over, review and see where changes can be made.

A simple piece of advice that is proven time after time to save money, is to avoid buying your groceries when you’re feeling hungry! Yes. it’s true! If you head to the grocery store when you’re hungry, you’ll buy a lot more food because you’re craving it. Furthermore, always make a list, and stick to it.

If you can set up an automatic withdraw from your checking account into your savings account, you should definitely do it. If you put that money away before you see it in your account balance, you are less likely to miss it when it is not there and you will not forget to move it to savings.

While making a personal finance plan or improving an existing one can be scary, anyone can improve their finances with the right help. Use the advice in this article to help you learn the best ways to take control of your finances and to improve your life without feeling overwhelmed.

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Searching For Tips About Golf? You’re In The Right Place!

Searching For Tips About Golf? You’re In The Right Place!

Golf is one of the most enjoyable ways to spend your day, network business connections and work on your tan all at the same time, but it can also be one of the most frustrating things you will ever do! Read on for some fantastic advice on improving your golf game now!

When golfing in windy conditions, remember the saying “swing with ease into the breeze.” Don’t over swing into the wind and cause your ball to shoot upward and catch wind, resulting in a worse and less predictable path. Use softer strokes to keep the ball in your control rather than the wind.

The next time you are stuck in the trees, take a moment to survey all options. While it is always exciting to find the most direct route to the green through the trees, this path is not always the safest. Prevent extra shots and increased frustration by seeking out the best way to get back into the fairway. It may cost you one extra stroke, but this is better than hacking away at three extra shots in the trees trying to go the hard way.

Everyone wants to be able to one or two putt the green instead of the old three putt. Usually this occurs when the first putt is just not fundamentally sound. This can happen when during a long putt you are concentrating on accuracy instead of distance. Aim near the hole and concentrate on distance. Then, you will have a better chance of actually being closer and can hit your next putt.

The way your golf game ends depends on your putting capabilities. Putting is one of the most difficult things to do correctly in golf. It is recommended that you go to the putting greens regularly just to practice your putting and nothing else. This will be very beneficial to you as you continue to play rounds of golf.

Every good golf game should include a few experimental shots. Complacency is the enemy of constant golfing improvement. The golfer who remembers to challenge him or herself somewhere in every round is one who continues to refine his or her skills throughout a golfing career. There is always something new to try out on the links.

Don’t forget to practice bunker shots. When practicing golf swings, most people tend to focus on hitting the perfect game. This is a great goal, however, even the best player will find themselves in a sand trap on occasion. Take the time to spend a good half hour or so per week practicing in a bunker. You will be much more confident, and the next time you find yourself in sand, you will be able to get out in a snap.

Now that you have learned a few great tips and tricks for getting better at golf, you are undoubtedly very eager to put them into practice! With a little luck and great weather, your passion for the sport is now fueled with some power packed advice and you can look forward to greater achievement in your game!

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Improve Your Financial Outlook With These Valuable Tips 2

Improve Your Financial Outlook With These Valuable Tips

In today’s world financial goals are important. Whether saving for a car, home or even college tuition for your kids, you need a solid plan to hit those goals. Advice can be the best thing for building your foundation for a plan or impacting the plan you already have set forth. Read ahead and find some help that can make the difference you need.

Keep an emergencey supply of money on hand to be better prepared for personal finance disasters. At some point, everyone is going to run into trouble. Whether it is an unexpected illness, or a natural disaster, or something else that is terrible. The best we can do is plan for them by having some extra money set aside for these types of emergencies.

If you need any type of checking account or an account with debit card access, look for free options. They are out there, even though you might have to look long and hard. Not every bank is going to make you pay a fee for debits. So make sure you find one offering free services.

Thrift shopping and consignment shopping have become more popular in the current economy. Try buying your clothes, home decor, and kitchen items second hand. You can save a lot of money on the things you have to buy anyway that you can then put towards your savings or retirement accounts.

Make a large wall calender that maps out all of your fixed monthly payments, due dates, and billing cycles in one easy place. This way, you will still make all of your payments on time, even if you do not receive an actual paper bill in the mail. This makes it easier to budget and saves you from late fees.

Protection from identity theft is something that you should insure yourself against, especially if you do a lot of work on your computer. Make sure that all of your information is password protected and that you have a solid anti-virus protection program. This will reduce hacking and protect your financial information.

Get a checking account that is free. Paying fees to access your money can cost you quite a bit in the long run. Many banks are doing away with free accounts, but a little leg work will help you find what you are looking for. Avoid losing hundreds of dollars to fees every year.

Don’t let banks use your money for free. Many banks require customers to maintain a high minimum balance to avoid fees for checking or savings accounts, but pay very low or no interest on the amount. You can usually find a better deal at a credit union or an online bank.

Being consistent with your personal finances is only worth what you put into it. Goals will not accomplish themselves without someone to guide the effort. That responsibility falls to you and the tips you have read can offer some help in delivering on your promises to yourself. To waste time is to waste money so make the most of both.

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Use These Tips To Help Your Game

Use These Tips To Help Your Game

One of the most popular American pastimes is golf. Golf is a precision game that is played by competing players using clubs to hit small balls into a series of holes on the “playing field” or golf course. The object of the game is to achieve this with the fewest strokes possible. Here are some tips to get started.

Golfing is all about finding a set of clubs that fit you right. If you can find something comfortable to you, and within your price range it can be a very enjoyable sport. If you do not have a set tailored to your liking it may not be as enjoyable.

Avoid the tendency to try to drill your long putts into the hole every time. Instead of always aiming for the hole, where a miss can result in a second putt, concentrate on getting your first putt close enough to the hole to tap in your second shot. By playing for distance instead of speed you are much more likely to walk off the green with a two-putt instead of the dreaded three-putt.

The next time you are stuck in the trees, take a moment to survey all options. While it is always exciting to find the most direct route to the green through the trees, this path is not always the safest. Prevent extra shots and increased frustration by seeking out the best way to get back into the fairway. It may cost you one extra stroke, but this is better than hacking away at three extra shots in the trees trying to go the hard way.

Rough it instead of riding it whenever possible in golf by walking the course instead of opting for a cart. Are you really old or disabled? If not, there is no reason that you shouldn’t be walking the course. It’s great exercise, and as you realize you have to walk and find your shots instead of driving there, you’ll have some incentive to shoot straighter.

Always play the hole you are on and not the course itself. Put extra effort into the holes you know are easy and then relax more on the ones you believe are more difficult. Keeping relaxed is a big mental aspect of the game and keeping each hole on an even level in your mind will tighten your focus and loosen the anxiety that ruins shots.

Add power to your swing by using your body, not your arms. Lean in to power your shot. Turn with the ball on the downswing. This lets you use the power of all of the muscles in your body to get a better shot, instead of being limited to just your arm muscles.

Golf is played all around the world and is one of the few games that does not have a standard area of play. Golf courses can vary widely from location to location though most have either 9 or 18 holes. Golf is a very social sport and is considered to be a leisure activity.

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