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How Ebay Sellers Can Protect Themselves From Auction Scams

How Ebay Sellers Can Protect Themselves From Auction Scams

Are you an eBay seller? If you have been conducting your business in this widely popular online auction site, then chances are, you would’ve experienced some fraudulent activities perpetrated against your enterprise. Scam artists are everywhere, it seems, and the sheer anonymity provided by the World Wide Web makes the virtual world a paradise for all sorts of unscrupulous folks.

Condemning them is one thing. But you do need to positively act on the real perils of getting scammed. You have take some precautionary steps and adjust the way you operate your online business to minimize, if not completely eliminate, the risks that these scam artists present.

Let’s enumerate the more famous, or should we say infamous, of these eBay scams and discuss some ways by which you could avoid them.

• Bid shielding. Bid shielding greatly compromises the profit you could derive from your auctions. Bid shielding occurs when a bidder uses two eBay accounts. One account would bid a low price for your auction. The other account would bid a very high price for the same, thus dissuading other people from competing for the same item. When the bidding period nears its end, the second account would withdraw his bid, leaving the first account to win the item at a very low price. Bid shielding gravely jeopardizes the integrity of eBay itself. This is why the site promptly acts on any reports about possible occurrences of this scam. Pinpointing possible bid shielding is quite easy. If the current bid is grossly higher than the most recent bid, then bid shielding is probably in operation. Report it immediately to eBay, so that they could conduct an investigation while the auction is ongoing. Additionally, add a disclaimer on your auction, allowing you to cancel any winning bid whenever bid shielding is apparent.

• Bad checks. If you will take checks as payment for your auction, then you will have to live with the danger of encountering checks that would eventually bounce because of lack of funds. The solution to this scam is simpler than the rest. Do not ship your items until the checks you received have cleared. It’s the most prudent course to take. Add a notice in your auction that payments made through checks would have to clear before the items can be delivered. This would serve as due earning for your bidders that they would have to wait longer for the auctions they have won.

• Stolen payment information. Credit card fraud is rampant these days, what with new hacking technology and the abundance of spyware all over the internet. A winning bidder may pay you trough a credit card which is not his. He’ll ask you to ship the item to a P.O. box. Once the item is delivered, he’ll then close the P.O. box address to cover his tracks. And you’re left with no means to retrieve what you have lost. The best way to protect yourself against credit card fraud is to require payment from confirmed addresses only. Since PayPal accepts credit card payments, you could easily inquire from the service if a payee has entered a verifiable address. You have the option to cancel the bid of someone who’s not paying with a confirmed address.

• Drop shipping scams. There is no denying the popularity of drop shippers in the eBay business. Everyone, and I do mean EVERYONE, wants to contact a drop shipper to increase his eBay offerings and profit. Some “enterprising” individuals have started to offer a list of drop shippers in eBay itself, as one of the many auctions in its pages. But eBay warned against these lists. 99% of them, according to eBay, would be filled with junk details like broken links, outdated information, and even fabricated entities. The solution? Do not purchase these lists. Look for your own drop shipper. You’d realize that finding one would only entail a little research of your own.

For many of us, eBay offers great income streams that serve us well. We must strive to protect the opportunity we have been given by being vigilant against scams and combating them through the implementation of precautionary measures for our every auction.

NOTE: You have full permission to reprint this article within your website or newsletter as long as you leave the article fully intact and include the “About The Author” resource box. Thanks! :-

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How To Protect Yourself From Identity Theft With Your Purse

How To Protect Yourself From Identity Theft With Your Purse

Identity theft is the fastest growing criminal activity in the 20th Century, replacing illegal drug sales.

How BIG is this Problem?

Banks, credit card companies and businesses that house servers storing passwords or other sensitive information all report “break-ins”through Trojan viruses or other online hacking methods – resulting in the loss of millions of pieces of information. Instances of lost information are employees selling it and other lax security measures resulting in thieves having access to your identity.

Thieves Want

- Your Name
- Date of Birth
- Home Address
- Phone Numbers
- Social Security Number
- Driver’s License Number
- Credit Card Numbers
- CW2 Security Code (the number on the back of your credit card)
- Your Credit Report
- ATM Cards
- Telephone Calling Cards
- Mortgage Details

Where Are They Getting Your Information?

- Banks
- Credit-Reference Agencies
- Retailers
- Credit Card Networks
- Data-Brokerage Companies
- Payment Processing Companies
- Phone Companies
- Schools
- Your Employer
- Doctors, Clinics and Health Departments
- Government Agencies

There are other effective methods:

- Dumpster Diving
- Mail Theft
- Retail Theft
- “Phishing”/pretexting/pretending
- Purse/Wallet Theft

What are Thieves Using Your Information For?

- Making charges to your existing credit cards
- Opening new credit cards in your name
- Having phone or utilities turned on
- Withdrawing money from your existing bank accounts
- Employment purposes
- Driver’s Licenses
- Tax Fraud
- Social Service benefits
- Student loans
- Business or Personal loans
- Health care
- Mortgage loans/leases
- Auto loans
- Using your ID when caught committing a crime

How Can You Protect Yourself?

- Keep a photocopy of your credit cards, bank account numbers and investment account numbers in a safe
- Keep your credit card receipts
- Put a “fraud alert” on all your credit reports
- If you apply for credit and the card doesn’t arrive on time, call the card issuer
- Choose difficult PIN numbers or passwords. (Don’t use birth dates, your mother’s maiden name, etc.)
- Never give personal information to anyone who sends you an email, a letter or calls you asking for it
- Shred personal information
- Don’t use the ATM machine if someone is watching you
- Pay attention to what’s going on around you – cell phones often have cameras in them. If someone is standing by you with a cell phone while you’re entering a PIN number, block their view
- Review your bills each month. If there’s something you don’t remember, call the creditor.
- Check your credit report at least once a year
- Store your cancelled checks safely.
- Don’t leave your purse in plain sight when driving
- Keep your valuables locked in the trunk or glove box when driving
- Make all personal information on your computer password protected
- Don’t carry information about your PIN numbers, passwords and account numbers in your purse or wallet

Warning Signs that Your Identity Has Been Stolen:

- A loan application is denied, or you’re refused extended credit requests
- You are contacted by a debt-collection agency
- Your purse or wallet has been stolen, or your house broken into
- Unfamiliar activity on your credit report

What to do if it Happens to You:

- If your purse or wallet is stolen, call the police
- Contact your bank, credit card and other credit extending companies and report the theft
- Close accounts
- Contact the credit-reporting companies
- Have fraudulent activity removed immediately and monitor your credit report every 90 days for the next year
- Put everything in writing
- File a report with the Federal Trade Commission
- Change passwords on your existing accounts and create new ones for new accounts

Identity theft is real. There are no guarantees you can keep your information safe, by taking proactive steps to protect yourself, you can minimize your chances of having an “identity crisis”.

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Warning: Hackers Using Spyware Steal Identity And Intimate Photos From Computer

Warning: Hackers Using Spyware Steal Identity And Intimate Photos From Computer

As we journey more into the world of technology, we cringe at the thought that someone somewhere is on a very expensive shopping spree with credit cards and identification under your name. Warning: 27.3 million Americans identities have been stolen!

A nightmare indeed, but federal authorities recently unraveled a scheme by a man using file sharing software to get into other user’s computer system. Gregory Thomas Kopiloff of Seattle, allegedly used P2P Software to steal the personally identifiable information of at least 83 people. Kopiloff stole ,000 worth of merchandise using user’s personal data.

You probably have used or know someone that has used software like BearShare.com, Limewire.com, Kazaa.com, Soulseek.com, Fastrack.com. These type of software actually shares a particular folder on the hard drive of your computer with potentially thousands of users utilizing the software and that are part of this so-called “file-sharing network.” The users of this file sharing are in danger of having the computer hacker having access to sensitive data such as social security numbers, tax information, credit information and other personal information. With this type of software, a hacker can even have access to individuals personal digital pictures, music and all types of documents. According to the National Research Council, “Computers at Risk,” 1991, “The modern thief can steal more with a computer than with a gun. Tomorrow’s terrorist may be able to do more damage with a keyboard than with a bomb. Can we stop this?

Monster.com was also hit by hackers not too long ago. 1.3 million monster.com users personal information were exploited. Later on, those same crooks that broke into Monster.com vault of personal data went on to hit USAJOBS.com, the federal government’s official job search site and stole over 150,000 user’s information. Credit Card companies have also been hit.

It’s time to secure your computer with your life. The luxury of the internet is a two edge sword. We can indulge ourselves in all the information that we want, explore the world with a few clicks of a button, communicate instantly and we can shop through all the multitudes of stores and hundreds and thousands of products. We are the ruler of our own internet kingdom!

But can we manage our internet castle, or does the evils of the outside world can control and destroy us. It’s a digital world, my friend. Billions of bits of information cross our little technological planet. From thieves, to child molesters and to your boss – we are more vulnerable now than 20 years ago. A sacrifice for all the goodies we can get from our “lovely” internet? Definitely.

Here’s a few simple things to do to avoid a fatal intrusion into your life:

1. Don’t have personal info stored in your computer. (easier said than done, most people have their whole lives inside that little box). But limiting such things, as social security numbers, tax info and identification numbers from your files can help tremendously.

2. Don’t file share. (Good luck on that one.) And don’t give out any personal information from an unsolicited email! Sadly, many people do this.

3. Always keep in mind that whatever you have in your computer, anyone can possibly get. For example, those special valentine pictures of your intimate other. It happens more than you think. A couple from Virginia had intimate pictures on their personal computer and were shocked to see those same pictures on the web on a adult website. Who would’ve’ known, huh?

4. Powerful Anti-hacking software. For example, The Nuker at www.stop-hackers.com is a super software that can stop hackers to get into your system. Best of all, it’s free to try.

5. Keep laptops out of prying eyes. Oh, yea -don’t lend out your computer to anyone! Let’s be stingy with this, you guys. Nothing personal.

Anti-hacking/Anti-spy ware is mandatory. But don’t rely on those fake software, you got to use a legitimate software. Remember 9 out of 10 pc’s are infected with spy ware or ad ware. Be wise. Your computer and your life depends on it!

To stop any type of hacking or for more information please review www.stop-hackers.com. With new hacking software and creepy crawlers all over the internet,you need a good anti-spyware product.

To fight back against identity theft, go to ftc.gov. Learn more. Be wise. If you want to know what real hackers are doing today then check out www.attrition.org. This is one of the places on the Internet where hackers “gloat” about their attacks on innocent individuals.

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How To Protect Yourself From Computer Hacking

How To Protect Yourself From Computer Hacking

When the internet became the main source for information in the world, there have been those that have sought to gain illegal profit from such things. This is the way of the world and people all over the world are now the target of the many computer hackers that are around. Unlike the bulk of people who are living in the virtual world, these hackers seek to gain access to the personal and private information that one has stored on their computer.

With this information they will work to steal money, and the identity of the person. This is all done without having to leave the home and can be performed with a vast knowledge of how computers work. Many people believe that this sort of crime will never happen to them and that is not the case. The hackers of the world are very clever and work to make sure that they have access to the entire bulk of information on the internet and ways to use that information to their benefit.

The most common form of hacking is the password grabber. With this form you get a program that works to guess the password that you have set up on the many protected areas of the web. Lets say that you do all of your banking online and your bank protects your account by way of a username and password. The hackers will gain access to the user name in one way or another, most often by an intercepted email over a server that is not encrypted. With that they can then put into operation a password program that will guess hundreds of different combinations every hour until the machine has discovered the password.

They will then gain access to your bank and promptly drain it. The best way to protect yourself against such theft is to make sure that you use a password that is not specific to you, such as your birthday, and also make sure that it contains numbers along with the letters. The password software will not be able to gain access because it can only guess either letters or numbers, not a combination of both because the choices are way too vast to compute.

The other most common form of hacking is the direct email scam. These are often times referred to as spoof emails. The email will come in looking very official and proper from a company that you have an account with. Then the email will most likely tell you that your account has been suspended and you need to login to correct the problem. It will instruct you to click on a link to login and will take you to a page that looks exactly like the actual company page. Once you login you have given the hacker all of your account information.

The way to protect yourself in this case is to make sure that you are getting the email from the company. Most often you will find that these companies will never ask you to follow a link to login and they will never ask for your information in an email or other communication. Forward the emails to the company so they can start to track the problem and maybe shut the hackers down before someone falls victim.

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Forex Traders Can Benefit From These Tips!

Forex Traders Can Benefit From These Tips!

Some people stay far away from forex because they believe that making the wrong move and losing a single trade is the end of their account. As you’ll learn in the article below, there’s a lot more that goes in to becoming a successful trader than one single move, and thus, it takes more than one wrong move to lose. Check out this info.

Lead with your head and not with your heart. Emotion can be the silent killer in your trading. You win and you lose, that is the life of Forex. By keeping your head straight on your shoulders you will improve the wins and lessen the losses. Keep your mind in the game and give your heart the day off.

You should be wary of any forex software with guarantees of outrageous returns. While there are many tools that can help with your investing, there are no tools that can predict the future, and any software that can even remotely predict trends is kept as a closely guarded trade secret. Forex markets are the most volatile and there are no quick, easy fixes. Do not let your greed cloud your judgment, and do not throw your money away for useless software.

In forex, if you are not sure how to do something, do not do anything! There is real money on the line and if you do not understand why you are making a move that you are making, you should not be doing it because there is a great chance that you will lose your money.

Learn to rely on your skills and trade on your own. It might be useful to learn from someone at first, but if you constantly follow someone’s directions, you will never become successful. You cannot be a good trader until you can make decisions for yourself and establish a plan of action.

Learning forex trading takes work, but beware of “help” that comes from the wrong places. Some new traders go on trading forums and ask for more experienced traders to tell them when they should trade. This does not teach you anything about trading, since someone else is making all the decisions for you, and of course there is no guarantee they know their stuff. Read information on trading strategies and work on designing your own trading methods and strategies.

Place stop loss orders so you don’t lose all your money and you can have a life too. This way you don’t need to be glued to the computer screen to protect your investment. Think of the unthinkable: what happens when your computer freezes or your internet connection becomes unreliable? Stop loss orders can protect you from significant losses when these events occur.

One wrong move can certainly cripple you in Forex, but you are going to make many wrong moves. Even the best investors lose frequently. The idea is to soak up and apply this information wisely and accurately so that you, ultimately, win far more than you lose. You won’t bat a thousand, but you can earn big.

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gging – just how to Write the Perfect Articles while making funds from Blog Posts

Running a blog – How to compose the most wonderful Articles and Make funds from blogs

Content is KING
In accordance with Search Engine Optimization specialists, CONTENT IS KING if you wish to earn money from blogs, you must know the genuine value of quality content. A lot of people, like Perez Hilton and Arianna Huffington, have generated huge amount of money and built their particular livelihood on posting blogs and advertising. Needless to say, there are lots of people all across the earth who will be making money from blogging and even though you may not be earning millions immediately, a gradual stream of income are achievable.

Why blog site?
Blog sites, or weblogs, are websites which permit you to upload content easily and never having to develop or edit HTML pages. Blog sites likewise have particular advantages over basic websites:
1.) Unlike standard HTML internet sites, blogs are easy to setup and cost cost-free. You are able to choose to pay for a domain title and/or web hosting solutions, which are inexpensive and simple regarding the budget. For the most part, you can easily most likely spend about 0 a year on web hosting and website name costs.
2.) Blogs provide user friendly program and much more customizability choices with a few presses of an option. You don’t need to be a tech savvy internet programmer which will make your personal blog site.
3.) You can easily upgrade the articles and design of one’s weblog, even if you don’t have experience with web design or development.

The principles for the Internet
If you’d like to make money from blogs, then you need to keep yourself updated your content of the site should always be legitimate, especially if you’re accepting paid posts or product critiques. Listed below are several means on how to compose ideal articles:
1.) Use your key words effortlessly – high quality will always overcome volume and search engines frown at blogs who spam their articles with keywords. Keep carefully the thickness to at the least 1percent or 2per cent.
2.) maintain your content special – Plagiarism can affect your blog’s search engine rankings and online reputation. Se’s and compensated post providers have real human editors to confirm the uniqueness of the content, even though you just copied a single sentence from articles.
3.) make sure your sentence structure is correct – if you think that your particular sentence structure needs work, you can buy proofreading computer software that may point out your grammatical mistakes and offer recommendations.

How to make money writing
The truth is, the primary point when you make money from blogs is through writing. You can make from:
1.) Writing product critiques – Product reviews tend to be awesome because businesses is providing you samples of their products. People who have technology-niched blog sites tend to be luckier because they can get their practical the most recent devices and offer an evaluation.
2.) composing compensated posts – there are certain reliable sites that offer multiple paid articles on countless subjects. What you need to do is compose a specific article utilizing the needed amount of terms and put the web link in your article, utilizing the desired search term. The actual only real downside that paid posts have actually is the fact that they can look like spam on the weblog.

High quality over amount
Article writing is no easy task and people go on it seriously. In the event that you actually want to earn money from blogs and articles, then you need to know and accept the mentality of HIGH QUALITY OVER AMOUNT. Marketers are more inclined to prioritize blog sites with high quality articles and articles. Your documents are thought top-notch when they are unique and relevant to your blog’s main theme. If you wish to succeed, keep in mind that CONTENT is always KING.

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